how to buy mobiles on emi with debit card
If you want to make an easy mode purchase, chances are you already know what a debit card is. But if you're not so tech-savvy, know that it's a card with money that can be easily transferred from your checking account. Now, one of the most requested features on debit cards - topping Amazon wish lists - is the ability to buy mobile phones with this coveted feature: EMIs.
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You never have to carry too much cash and risk changing your spending pattern just because your wallet is running low and those old bills rattling around aren't going anywhere fast. You know the feeling.
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If this sounds like you, then it's high time to consider an EMI facility on your debit card. At least, it's something to think about if you're looking for ways to make your monthly expenses a little more reasonable and manageable.
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Sure, there are a lot of people out there who wouldn't benefit from this kind of facility, but there are also people who can definitely put it to good use.
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The best part is that it's totally possible. The moment you choose to opt for an EMI facility on your debit card, you'll be able to build up your pocket money without having to worry about spending money or using cash for the purpose of making purchases.
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It's all a matter of deciding how much extra funds you'd like and how often you'd like to budget them into your budget.
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The first thing to consider is to make sure that you've got the right debit card, and you have to make sure that your card issuer offers EMIs. If it's not a bank, then chances are it doesn't.
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Since most banks these days, especially in India, do offer EMI facilities on their debit cards, the next step is finding the best card for you.
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After all, getting an EMI facility on a debit card isn't exactly easy - it requires a lot of technical wizardry on behalf of the bank issuing your debit cards. (This is why most of the cards that are offered with EMIs are issued by banks.)
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If you're looking to get an EMI offer on your debit card, you should ask your bank what features they provide. You will find that many banks offer a pretty good range of features, ranging from a variety of options in terms of payment types and the fees for their mobiles use.
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Ask them about EMIs too and if it's possible for you to get one on there to help make your money go further.
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A good option that many debit card holders will be able to take advantage of with ease is an online facility called the Netbanking facility. This allows you to pay for your monthly expenses with the money on your debit card.
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This means that whatever you spend online, you can conveniently pay with the funds available in your bank account and then transfer them to another account for later use.
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As long as you have a good credit history and a reliable source of income, this kind of facility will certainly do you a world of good.
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It helps keep your expenses under control, ensuring that there's no straying from what needs to be spent to ensure a comfortable living.
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And it may just make this new type of payment system one that's more than worth considering for those who are looking for ways on how to make the most out of their money without the need for huge sums of cash.
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